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The best mobile payment systems for merchants

No matter where you do it when you are selling items, you need to make the process of purchasing them easy for your customers. This way you can ensure that they keep coming back.

One of the ways to make it incredibly easy for your customers to purchase anything in your store is to provide them with the ability to pay for things with mobile payment systems. So, to help you out with the process, we have decided to give you a list of options that you can work with.

Official research done by the Pew Research states that around 95% of all Americans have a phone, while about 77% of all Americans own a smartphone. It is also the one item in the inventory of every individual that they carry around most of the time. Most people believe that it is one of the most important things they have. You might feel the same way about your own phone. So, why would you even question the thought of companies wanting to find ways to provide mobile payment systems.

Which is why there are so many options to start working with these mobile payment systems. There are many companies that have been offering the service for a long time now, after all, the technology is not new. But, if you are looking for the best services, you need to know which are the best. All of these companies allow their customers to use phones instead of their cards so that you can start accepting payments form these systems without worrying too much about it.

PayPal Here

PayPal here is a service that became active a while ago but still has managed to retain its reputation as one of the most reliable and secure payment systems for both retailers and customers. There has been many an attempt to infiltrate PayPal systems over the years, to steal money from them or set up some kind of vulnerability, but the company has not failed to retain a secure service for their users, even when dealing with dangerous situations such as online casino slots for real money, or other related high-risk systems.

In order to set up a PayPal Here, all you need is an account with PayPal and a chip reader attachment for your phone that you can easily work with. Once you are registered simply, all you need to do is download the app and then plug in the small chip reader and you are ready to go – a fast and secure way for your customers to pay with a phone, no matter where you go.


The marketing that Square has been doing for its products is outstanding, which is probably why you don’t need us to be telling you too much about what they do and who they are. What you do need to hear is that they are probably one of the best companies to accept payments with and to establish a mobile card scanning station with. Especially if you are looking to start receiving mobile payments for your business. Now, it doesn’t matter much what kind of service you provide, whether this is a restaurant or if you are providing some retail goods, you are going to find the application useful. The process is simple and much like PayPal. Download the app, plug in the chip reader and register an account and bam, ready to go. Just remember that certain types of businesses get different fees for their transactions, with retail and restaurants having to pay different fees for the goods.

Intuit GoPayment

If you’re one of those people who use QuickBooks in their services, then it might be a good idea for you to try using Intuit GoPayment systems in your everyday business. Getting App and the registration for their services are free, which is a great benefit. Furthermore, the rates for swiping are relatively cheap, with each transaction being either 2.4% plus twenty-five cents or 3.4% plus twenty-five cents, if the swipe requires a key entry. Although, this one is not for everyone, so watch out you don’t end up with a service you can’t really work with.

Apple Pay

Apple pay is possibly one of the most popular ways for retailers to offer a mobile payment service to their users. If you have been working in the industry for a while, you might already be aware of the app that they are offering, which would not be surprising, since the marketing team that Apple has outclasses any other. But how does it work?

In order to be able to pay with Apple Pay, a customer has to load their card into the application, so that Apple is aware of its existence. Once in the system, users will be able to simply use their fingerprint to confirm ad authenticate the payment with the use of their fingerprint, after which they hold the phone over the device and bam, the payment is made. If you are a merchant, all you need is a merchant account that can receive the payments easily and an NFC terminal.

Signing up for the service can be done quickly and easily, without much hassle. Just get in touch with the payment provider and they’ll take care of everything. Apple doesn’t change anything per transaction, so that’s also a nice detail to have. The contactless payment systems that are supplied by Apple are much more secure than any of the other options you might encounter since Apple provides an encrypted system that is based on the tokenization of your account.

Google Pay

Just like Apple, Google has also started offering its payment system. In order to be able to start using it in your store, all you need is a registered account and an NFC enabled terminal, which are all pretty easy to pick up. After that, you just need to enable the payment method. Everything else is pretty much the same as with Apple pay so you can easily accept payments without having to worry about the security of the transaction. Just make sure that your point of sale system is able to accept contactless payment data.

You have plenty of options if you are trying to set up mobile payment systems for your store. It has never been easier to do so, so you should definitely get around to doing it, just to make your own life, and the lives of all of your customers, that much easier. It will be a definite benefit to your work and to the number of sales you have on a regular basis since it makes everything so much easier and cheaper to do.